APP IPHONE ANDROID

We need an application. The application needs to do the following. We need the application to find the real time location of the user through GPS signal and the products which will also have GPS installed. The application should show the user the closest location of a surrounding product, then the application should provide the quickest route to said product. The application should allow users to register or login. The users will register with a telephone number and a secure password. Once the user provides their telephone number to register, the app should send them an SMS message which will have a code. This code will be the user's way of logging in. One main function of the app should be a QR scanner. The products in the surrounding area will have a QR code to be [login to view URL] user needs to know the following about the app. The homepage will have google maps installed. It will show the real time location of the user and the real time location of the products. The app will provide them with the quickest route to the nearest product. The app has to have its own wallet, which users can add money to through bank cards, Paypal, and gift cards. The users need to deposit a certain amount of money from bank cards or Paypal. The deposit is to ensure that nothing will happen to the products. If a product were to be damaged, the previous user will be held accountable. The application should have a function that allows the user to be reimbursed. The application should work for Android and IPhone.